Products
While it may seem unusual to refer to an insurance program as a “product,” to us that is exactly what it is. A group long-term disability plan amended to take into account the housing allowance paid to clergymen, a self-funded medical plan with just the right level of specific and aggregate stop-loss or an agenda of voluntary benefits to supplement the basic life and medical plans of a struggling small manufacturer are products just as surely as is a finely tailored suit. At The Templar Agency, we want your program to fit—to fit the needs of the employee and to fit the goals and resources of the employer. And we work with our clients to deliver a high quality and a high value product every time.
Here are some of the products we can deliver to your door:
Group Products
- Medical—Traditional, PPO, HMO, Critical Illness, Limited Benefit
- Disability—Long-Term, Short-Term, Executive / Professional High Limit
- Retirement—101(k), Defined Contribution, Profit-Sharing, Non-Qualified
- Long Term Care
- Special Risk—Travel Accident, High Limit Personal Accident, Voluntary AD&D
- Reinsurance—Major Medical Stop-loss, Specific and Aggregate
Funding
- Conventional
- Minimum Premium
- Limited Self-Funding
Individual Products
- Individual Life—Personal life insurance for family and business delivered in a discrete, relaxed atmosphere. (See our link http://www.tba.com for consumer information and rates.)
- Individual Medical—Low-cost, solid plans from some of the US’s best carriers.
- Individual Disability—America’s most overlooked protection.
Sponsored Plans
- True Groups
- Associations
- Small Groups
- Franchise Groups
Communication
- Newsletters
- Employee Notices
- Benefits Statements
- Links to internet sites